Terms & Conditions, Privacy Practices and Policy
Please Read Carefully
If these terms and conditions are not acceptable to you, you should not use or access this site.
The information and materials contained in this website are for marketing and informational purposes only and do not purport to be any measure of complete disclosure about Canterbury Servicing, Inc. The terms and conditions of, the access to and use of the information and materials contained in this website are subject to change without notice. Not all products and services are available in all areas, and your eligibility for any particular product or service is subject to the final approval and acceptance of the Company.
We agree to provide you with access to the site in accordance with these terms and conditions of use.
You agree to use the site in a manner consistent with these terms and conditions of use and to comply with any applicable laws or regulations governing your use of the site.
You accept that our site is provided on an “as is, as available” basis.
You acknowledge that your access to the site can be terminated at any time for any reason or for no reason by you or us by the sending of notice to the other party.
CANTERBURY SERVICING MAY DISCONTINUE OR MAKE CHANGES TO THE INFORMATION, PRODUCTS OR SERVICES DESCRIBED IN THIS WEBSITE AT ANY TIME. THE INFORMATION, PRODUCTS OR SERVICES IN THIS WEBSITE SHALL NOT BE DEEMED ACCURATE OR CURRENT EXCEPT AS OF THE DATE OF POSTING AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. CANTERBURY SERVICING DOES NOT UNDERTAKE, AND SPECIFICALLY DISCLAIMS, ANY OBLIGATION OR RESPONSIBILITY TO UPDATE OR AMEND THE INFORMATION, PRODUCTS OR SERVICES DESCRIBED IN THIS WEBSITE. CANTERBURY SERVICING, RESERVES THE RIGHT TO TERMINATE ANY OR ALL PRODUCTS, SERVICES OR OFFERINGS, IF ANY, SET FORTH IN THIS WEBSITE WITHOUT PRIOR NOTICE. FURTHERMORE, BY OFFERING INFORMATION, PRODUCTS OR SERVICES VIA THIS WEBSITE, NO SOLICITATION IS MADE BY CANTERBURY SERVICING TO ANY PERSON TO USE SUCH INFORMATION, PRODUCTS OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF SUCH INFORMATION, PRODUCTS OR SERVICES IS PROHIBITED BY LAW.
Links to Other Sites
Links to websites that are not controlled or maintained by Canterbury Servicing may be provided in this website. Such links are provided solely for your convenience as pointers to information that may be useful to users of this website. Canterbury Servicing has no control over the content posted on any such linked websites. Canterbury Servicing makes no warranties, either express or implied, concerning the content of any such linked website including, without limitation, the accuracy, completeness, reliability or suitability, thereof for any particular purpose, nor does Canterbury Servicing warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is free from defects, viruses or other destructive or disabling devices, A link to a website not maintained or controlled by Canterbury Servicing, does not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such linked websites.
Copyright Notices
This website contains original works of authorship. Such works of authorship, including but not limited to all design, text and images, are owned or licensed (except as otherwise expressly stated) by Canterbury Servicing. These works of authorship may not be copied, transmitted, displayed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without the express prior written consent of the Canterbury Servicing.
LIMITATION OF LIABILITY
THE INFORMATION IN THIS WEBSITE IS PROVIDED “AS IS” WITHOUT THE EXPRESS OR IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR FITNESS FOR ANY PARTICULAR PURPOSE. CANTERBURY SERVICING WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, DEFECTS IN THIS WEBSITE OR ANY BROWSER OR OTHER PROGRAM USED TO ACCESS THIS WEBSITE, NOR WILL CANTERBURY SERVICING BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY USERS DUE TO CAUSES BEYOND THE CONTROL OF CANTERBURY SERVICING. CANTERBURY SERVICING IS NOT RESPONSIBLE FOR ANY ERRORS IN OR OMISSIONS IN THE INFORMATION CONTAINED IN OR ACCESSED THROUGH THIS WEBSITE. NO LICENSE TO THE USER IS IMPLIED IN THESE DISCLAIMERS. CANTERBURY SERVICING WILL HAVE NO LIABILITY IN TORT, CONTRACT OR OTHERWISE TO ANY USER AND/OR ANY THIRD PARTY ARISING IN CONNECTION WITH THE USE OF THIS WEBSITE OR RELIANCE ON ANY INFORMATION PROVIDED IN THIS WEBSITE. CANTERBURY SERVICING WILL UNDER NO CIRCUMSTANCES BE LIABLE TO THE USER AND/OR ANY THIRD PARTY, FOR ANY LOST PROFITS OR LOST OPPORTUNITY, OR ANY INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL OR PUNITIVE DAMAGES WHATSOEVER, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
FURTHERMORE, IN NO EVENT SHALL CANTERBURY SERVICING'S TOTAL LIABILITY FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE) STRICT LIABILITY OR OTHERWISE, THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS SITE OR THE INFORMATION CONTAINED ON THIS SITE EXCEED $1.
Access to and use of Canterbury Servicing's websites and the terms of this disclaimer are governed by the laws of the State of New York.
In the event that any of the provisions of this Agreement are unlawful, void or unenforceable, the provisions will be enforced to the maximum extent permissible and the remaining portions of this Agreement shall remain in full force and effect. Canterbury Servicing may, at its sole discretion and without notice, revise these terms at any time by updating this posting to the Site.
Ownership of Content
Communications sent through this site by e-mail, such as inquiries, data, comments and suggestions, are not confidential and are not proprietary. Such communications are the exclusive property of Canterbury Servicing. Therefore, any data, inquiry, comments, suggestions, know-how or ideas you send through the site may be used or disclosed by Canterbury Servicing for any purpose, without restriction or compensation to the sender, including suggestions to improve the site or Canterbury Servicing's methods of doing business or its products and services.
Interception
Please be advised that communications you send to us by e-mail may be intercepted by third parties who may be under no obligation to keep such communications confidential. While we endeavor to secure those communications, there are no guarantees.
Permissive Use
Provided you comply with these Terms and Conditions, you are authorized by Canterbury Servicing to view the site and print one copy of the site for your own lawful, personal, noncommercial use. Any copy made of the site must include all copyright, trademark and other intellectual property notices contained in such information on the site. No changes may be made to the information in the printed copy.
Canterbury Servicing does not accept any responsibility whatsoever for any loss or damage arising in any way from the downloading from the Site or any use of any information on the Site.
Important Notice Regarding Your Privacy Rights
This privacy policy notice is designed to inform you of the types of information Canterbury Servicing, Inc. ("Company") may maintain or collect during the course of our relationship with you. It also explains the safeguards we have in place to protect that information and the circumstances under which we may share that information with other companies.
Section 1: Information We Maintain or Collect
We maintain and collect nonpublic personal information about you as necessary to service your loan. We also may maintain or collect information about you to enable us to provide products, services, and other opportunities that we believe may be of interest or benefit to you. The following are examples of the types of nonpublic personal information we maintain or collect:
Under law, we may disclose nonpublic personal information about you that we maintain or collect, as described in Section 1, to companies that perform services on our behalf or to other financial institutions with which we have joint marketing agreements. The categories of third parties providing these services may include, among others the following:
We restrict access to nonpublic personal information about you to those employees who need to know that information and to those companies or individuals that provide services to us, and in order to provide or offer products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Section 4: Former Customers
Our privacy policy for nonpublic personal information about former customers is the same as our policy for current customers.
Section 5: Cookies / Collection / Tracking
Canterbury Servicing automatically collects and/or tracks (or reserves the right to collect or track):
Section 6: User Access to Information Collected
Canterbury Servicing may require visitors and/or customers to provide certain identifying information (“Registration Data”) in order to access certain services (e.g., online payment rights) and information or restricted areas within its website. Such information would be found in our online registration forms. This information may include your legal name, address, telephone number, e-mail address, screen name, area of interest, passwords, methods of payment and credit card number(s). Canterbury Servicing reserves the right to request any additional information necessary to establish, verify or maintain your account incidental to the exercise of on-line payment options and other interactive customer service options. Registration Data is the property of Canterbury Servicing subject to and protected by the Electronic Communications Privacy Act. Canterbury Servicing will not sell, rent, swap or otherwise disclose your Registration Data to any third party, except as provided herein. Canterbury Servicing maintain a secure area on this site for the transmission of Registration Data, and stores all Registration Data in a private database not connected to the Internet. Unless you “opt out”, Canterbury Servicing reserves the right to use your Registration Data to send you information about Canterbury Servicing and products and services of potential interest to you, as detailed above. You may access your Registration Data at any time by contacting Canterbury Servicing via postal mail, e-mail, or phone in which event you will either be provided with a hard copy or password protected access to a summary of any personal information retained by the Company regarding you.
Section 7: Lost or Stolen Information
If your credit card or password is stolen or used without your permission, immediately notify Canterbury Servicing. Upon notification, Canterbury Servicing will cancel your password and update your records. You may be unable to access certain information or services until Canterbury Servicing processes the change.
Section 8: No Liability for Acts of Third Parties
Although Canterbury Servicing will use all reasonable efforts to safeguard the confidentiality of Registration Data and your personal non-public information consistent with these privacy practices and policies, transmissions made by means of the Internet cannot be made absolutely secure. Canterbury Servicing will have no liability for the disclosure of Registration Data or personal non-public information due to errors in transmission or unauthorized interception or acts of third parties.
Section 9: Use of Aggregated Information
Canterbury Servicing reserves the right to disclose to third parties aggregated information about visitors’, subscribers’, or customers’ usage of this website and any related services including information gathered during your use of the site using “cookies.” Canterbury Servicing reserves its right to publish information in the form of aggregated data (such as overall patterns or demographic reports) that does not describe or identify the individual user, irrespective of whether you exercise your opt out rights hereunder.
Section 10: Company’s Right to Contact Users’
Canterbury Servicing reserves the right to contact site visitors regarding loan serving issues, account status or other matters relating to the terms and conditions of use, privacy practices and policies, or use of this site.
Section 11: Updates
Canterbury Servicing reserves the right to change or update the Privacy Practices and Policies, or any other policy or practice of the Company, at any time upon reasonable notice to users of the site. Any change or update will be noted and posted to the site.
This policy is effective as of 02/01/2014
If these terms and conditions are not acceptable to you, you should not use or access this site.
The information and materials contained in this website are for marketing and informational purposes only and do not purport to be any measure of complete disclosure about Canterbury Servicing, Inc. The terms and conditions of, the access to and use of the information and materials contained in this website are subject to change without notice. Not all products and services are available in all areas, and your eligibility for any particular product or service is subject to the final approval and acceptance of the Company.
We agree to provide you with access to the site in accordance with these terms and conditions of use.
You agree to use the site in a manner consistent with these terms and conditions of use and to comply with any applicable laws or regulations governing your use of the site.
You accept that our site is provided on an “as is, as available” basis.
You acknowledge that your access to the site can be terminated at any time for any reason or for no reason by you or us by the sending of notice to the other party.
CANTERBURY SERVICING MAY DISCONTINUE OR MAKE CHANGES TO THE INFORMATION, PRODUCTS OR SERVICES DESCRIBED IN THIS WEBSITE AT ANY TIME. THE INFORMATION, PRODUCTS OR SERVICES IN THIS WEBSITE SHALL NOT BE DEEMED ACCURATE OR CURRENT EXCEPT AS OF THE DATE OF POSTING AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. CANTERBURY SERVICING DOES NOT UNDERTAKE, AND SPECIFICALLY DISCLAIMS, ANY OBLIGATION OR RESPONSIBILITY TO UPDATE OR AMEND THE INFORMATION, PRODUCTS OR SERVICES DESCRIBED IN THIS WEBSITE. CANTERBURY SERVICING, RESERVES THE RIGHT TO TERMINATE ANY OR ALL PRODUCTS, SERVICES OR OFFERINGS, IF ANY, SET FORTH IN THIS WEBSITE WITHOUT PRIOR NOTICE. FURTHERMORE, BY OFFERING INFORMATION, PRODUCTS OR SERVICES VIA THIS WEBSITE, NO SOLICITATION IS MADE BY CANTERBURY SERVICING TO ANY PERSON TO USE SUCH INFORMATION, PRODUCTS OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF SUCH INFORMATION, PRODUCTS OR SERVICES IS PROHIBITED BY LAW.
Links to Other Sites
Links to websites that are not controlled or maintained by Canterbury Servicing may be provided in this website. Such links are provided solely for your convenience as pointers to information that may be useful to users of this website. Canterbury Servicing has no control over the content posted on any such linked websites. Canterbury Servicing makes no warranties, either express or implied, concerning the content of any such linked website including, without limitation, the accuracy, completeness, reliability or suitability, thereof for any particular purpose, nor does Canterbury Servicing warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is free from defects, viruses or other destructive or disabling devices, A link to a website not maintained or controlled by Canterbury Servicing, does not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such linked websites.
Copyright Notices
This website contains original works of authorship. Such works of authorship, including but not limited to all design, text and images, are owned or licensed (except as otherwise expressly stated) by Canterbury Servicing. These works of authorship may not be copied, transmitted, displayed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without the express prior written consent of the Canterbury Servicing.
LIMITATION OF LIABILITY
THE INFORMATION IN THIS WEBSITE IS PROVIDED “AS IS” WITHOUT THE EXPRESS OR IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR FITNESS FOR ANY PARTICULAR PURPOSE. CANTERBURY SERVICING WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, DEFECTS IN THIS WEBSITE OR ANY BROWSER OR OTHER PROGRAM USED TO ACCESS THIS WEBSITE, NOR WILL CANTERBURY SERVICING BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY USERS DUE TO CAUSES BEYOND THE CONTROL OF CANTERBURY SERVICING. CANTERBURY SERVICING IS NOT RESPONSIBLE FOR ANY ERRORS IN OR OMISSIONS IN THE INFORMATION CONTAINED IN OR ACCESSED THROUGH THIS WEBSITE. NO LICENSE TO THE USER IS IMPLIED IN THESE DISCLAIMERS. CANTERBURY SERVICING WILL HAVE NO LIABILITY IN TORT, CONTRACT OR OTHERWISE TO ANY USER AND/OR ANY THIRD PARTY ARISING IN CONNECTION WITH THE USE OF THIS WEBSITE OR RELIANCE ON ANY INFORMATION PROVIDED IN THIS WEBSITE. CANTERBURY SERVICING WILL UNDER NO CIRCUMSTANCES BE LIABLE TO THE USER AND/OR ANY THIRD PARTY, FOR ANY LOST PROFITS OR LOST OPPORTUNITY, OR ANY INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL OR PUNITIVE DAMAGES WHATSOEVER, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
FURTHERMORE, IN NO EVENT SHALL CANTERBURY SERVICING'S TOTAL LIABILITY FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE) STRICT LIABILITY OR OTHERWISE, THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS SITE OR THE INFORMATION CONTAINED ON THIS SITE EXCEED $1.
Access to and use of Canterbury Servicing's websites and the terms of this disclaimer are governed by the laws of the State of New York.
In the event that any of the provisions of this Agreement are unlawful, void or unenforceable, the provisions will be enforced to the maximum extent permissible and the remaining portions of this Agreement shall remain in full force and effect. Canterbury Servicing may, at its sole discretion and without notice, revise these terms at any time by updating this posting to the Site.
Ownership of Content
Communications sent through this site by e-mail, such as inquiries, data, comments and suggestions, are not confidential and are not proprietary. Such communications are the exclusive property of Canterbury Servicing. Therefore, any data, inquiry, comments, suggestions, know-how or ideas you send through the site may be used or disclosed by Canterbury Servicing for any purpose, without restriction or compensation to the sender, including suggestions to improve the site or Canterbury Servicing's methods of doing business or its products and services.
Interception
Please be advised that communications you send to us by e-mail may be intercepted by third parties who may be under no obligation to keep such communications confidential. While we endeavor to secure those communications, there are no guarantees.
Permissive Use
Provided you comply with these Terms and Conditions, you are authorized by Canterbury Servicing to view the site and print one copy of the site for your own lawful, personal, noncommercial use. Any copy made of the site must include all copyright, trademark and other intellectual property notices contained in such information on the site. No changes may be made to the information in the printed copy.
Canterbury Servicing does not accept any responsibility whatsoever for any loss or damage arising in any way from the downloading from the Site or any use of any information on the Site.
Important Notice Regarding Your Privacy Rights
This privacy policy notice is designed to inform you of the types of information Canterbury Servicing, Inc. ("Company") may maintain or collect during the course of our relationship with you. It also explains the safeguards we have in place to protect that information and the circumstances under which we may share that information with other companies.
Section 1: Information We Maintain or Collect
We maintain and collect nonpublic personal information about you as necessary to service your loan. We also may maintain or collect information about you to enable us to provide products, services, and other opportunities that we believe may be of interest or benefit to you. The following are examples of the types of nonpublic personal information we maintain or collect:
- Information that you provided in connection with your loan or applications, other forms or verbally, such as your name, address, social security number, income, or assets and liabilities.
- Information about your transactions with us, our affiliates, or other parties, such as your payment history, account balance, and parties to transactions.
- Information we receive from consumer reporting agencies, such as your credit worthiness and credit history.
Under law, we may disclose nonpublic personal information about you that we maintain or collect, as described in Section 1, to companies that perform services on our behalf or to other financial institutions with which we have joint marketing agreements. The categories of third parties providing these services may include, among others the following:
- Financial service providers such as credit card issuers, finance companies, insurance agencies or companies, banks and mortgage companies; and
- Other service providers such as tax vendors, print vendors, software programmers, reconveyance companies, mortgage insurance providers and property evaluation companies.
We restrict access to nonpublic personal information about you to those employees who need to know that information and to those companies or individuals that provide services to us, and in order to provide or offer products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Section 4: Former Customers
Our privacy policy for nonpublic personal information about former customers is the same as our policy for current customers.
Section 5: Cookies / Collection / Tracking
Canterbury Servicing automatically collects and/or tracks (or reserves the right to collect or track):
- The home server domain names, e-mail address, type of client computer, and type of Web browser of visitors to this site,
- The e-mail address of visitors that communicate with Canterbury Servicing via e-mail, post messages to Canterbury Servicing's chat groups or rooms,
- Information knowingly provided by the visitor in on-line forms, registration forms and surveys (“Registration Data”), and
- A user specific information on what page visitors access
Section 6: User Access to Information Collected
Canterbury Servicing may require visitors and/or customers to provide certain identifying information (“Registration Data”) in order to access certain services (e.g., online payment rights) and information or restricted areas within its website. Such information would be found in our online registration forms. This information may include your legal name, address, telephone number, e-mail address, screen name, area of interest, passwords, methods of payment and credit card number(s). Canterbury Servicing reserves the right to request any additional information necessary to establish, verify or maintain your account incidental to the exercise of on-line payment options and other interactive customer service options. Registration Data is the property of Canterbury Servicing subject to and protected by the Electronic Communications Privacy Act. Canterbury Servicing will not sell, rent, swap or otherwise disclose your Registration Data to any third party, except as provided herein. Canterbury Servicing maintain a secure area on this site for the transmission of Registration Data, and stores all Registration Data in a private database not connected to the Internet. Unless you “opt out”, Canterbury Servicing reserves the right to use your Registration Data to send you information about Canterbury Servicing and products and services of potential interest to you, as detailed above. You may access your Registration Data at any time by contacting Canterbury Servicing via postal mail, e-mail, or phone in which event you will either be provided with a hard copy or password protected access to a summary of any personal information retained by the Company regarding you.
Section 7: Lost or Stolen Information
If your credit card or password is stolen or used without your permission, immediately notify Canterbury Servicing. Upon notification, Canterbury Servicing will cancel your password and update your records. You may be unable to access certain information or services until Canterbury Servicing processes the change.
Section 8: No Liability for Acts of Third Parties
Although Canterbury Servicing will use all reasonable efforts to safeguard the confidentiality of Registration Data and your personal non-public information consistent with these privacy practices and policies, transmissions made by means of the Internet cannot be made absolutely secure. Canterbury Servicing will have no liability for the disclosure of Registration Data or personal non-public information due to errors in transmission or unauthorized interception or acts of third parties.
Section 9: Use of Aggregated Information
Canterbury Servicing reserves the right to disclose to third parties aggregated information about visitors’, subscribers’, or customers’ usage of this website and any related services including information gathered during your use of the site using “cookies.” Canterbury Servicing reserves its right to publish information in the form of aggregated data (such as overall patterns or demographic reports) that does not describe or identify the individual user, irrespective of whether you exercise your opt out rights hereunder.
Section 10: Company’s Right to Contact Users’
Canterbury Servicing reserves the right to contact site visitors regarding loan serving issues, account status or other matters relating to the terms and conditions of use, privacy practices and policies, or use of this site.
Section 11: Updates
Canterbury Servicing reserves the right to change or update the Privacy Practices and Policies, or any other policy or practice of the Company, at any time upon reasonable notice to users of the site. Any change or update will be noted and posted to the site.
This policy is effective as of 02/01/2014
